Aeropay Pricing

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Pay by bank for the U.S.

The fastest-growing bank payments network.

Trusted by thousands of innovative businesses

Optimal isn’t optional

Aeropay turns financial data into the most efficient & effective payments in the United States.

50%

Transaction cost savings

90%+

Approval rate

25%

Higher conversion rate

Sync

Financial onboarding with trust and speed

Create a branded onboarding experience for seamless bank connections. Proprietary technology provides integrated data sharing that’s instant, accurate, and highly secure.

12k+ available banks
25% higher conversion rate
Frictionless one-time onboarding
Start with Sync →
Pay

Flexible, efficient money movement

Accept and send the safest, fastest, most efficient pay by bank transactions possible.

ACH, RTP, and FedNow routing
Ultra-simple UX
Real time payouts
Start with pay →
Guard

Accept the good, reject the bad

AI risk assessment models are informed by the results of billions of similar interactions: approving 20%+ more transactions, blocking known bad actors, and accurately predicting payment behavior.

90%+ acceptance rate
Network-level risk assessment
Real time fraud prevention
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Fix

Automated transaction recovery

We’re with you from end to end. Smart retry logic uses transaction intelligence to capture failed payments.

Recover 60%+ failed payments
Smart retry logic
Joint user support
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Safe payments made easy

Tap into the Network effect

We’re scaling a smarter payments network.

Every new connection, interaction, and transaction benefits overall performance. With 6M+ users, each transaction sharpens our ability to boost approvals, cut fraud, and streamline pay by bank.

Better fraud protection across platforms

Fraudulent behavior flagged at one merchant helps protect others. That means fewer bad actors and more secure transactions from day one.

Faster onboarding for trusted users

Once an Aeropay account is created,  users can transact anywhere in the network without starting over.

Smarter approvals with every transaction

Our risk engine learns from real user behavior across the ecosystem, helping merchants approve more good payments in real time.

Enterprise grade technology.
Next-gen flexibility.

User support
Compliance-first onboarding
We never monetize your data
Approval rate

Fits with any business type

Gaming

Boost conversion, retention, and revenue with the fastest growing pay by bank solution in US gaming.

Subscriptions

Reduce manual billing, avoid missed payments, and keeps customer coverage uninterrupted.

E-commerce

Easily add pay by bank to your online checkout flow.

Specialty retail

Accept digital bank payments designed with compliance at the core.

“Working with Aeropay has made pay by bank easier, our users happier, and our lives a whole lot simpler.”
Joel Milton, Chief Executive Officer
“Daily Fantasy Sports is an around-the-clock passion, Aeropay helps ensure we are meeting these needs on a 24/7, 365 basis."
Tom Rundle, Chief Executive Officer
Read about Dabble
“We love Aeropay. Its suite of tools have allowed PrizePicks to greatly increase customer conversions while simultaneously lowering costs on ACH returns and bad data.”
Jay Deuskar, Co-Founder & Chief Technology Officer
“Enhancing money movement with Aeropay helps us deliver on our mission to make spending fun and give everyone a chance to live big.”
Eric Xu, Founder Coverd

Easily plug into your existing checkout

Aeropay integrates with your existing tech stack. Add pay by bank  in a few simple steps, then watch your revenue climb.

APIs for custom checkouts

Create a customized payment experience with our development team.

SDK for speed and simplicity

Add Aeropay to your checkout flow with our pre-built payment solution.

Premium support

Your dedicated engineer will guide setup and keep your integration running at its best.

Create a payments strategy that scales

Trusted User Program

Assign custom statuses for trusted or suspended users on your platform.

Mark high rollers as VIPs while keeping controls on standard users.

Biometric verification

Reduce manual billing, avoid missed payments, and keeps customer coverage uninterrupted.

Customizable guardrails

Accept digital bank payments designed with compliance at the core.

Guaranteed settlement

Boost conversion, retention, and revenue with the fastest growing pay by bank solution in US gaming.

Use pay by bank to drive your business forward

50% lower processing cost

When compared to expensive card networks.

Reduce churn, increase retention

Maintain active information for recurring payments. Linked checking accounts stay active 14 years longer than cards.

Avoid returned transactions

Bypassing cards means no chargebacks. Aeropay’s payment guarantee means protection from over 50 return types, including insufficient funds.

Automatically recognize 6M+ users

Cut down onboarding by 25%.

Prevent fraud with AI

Aeropay’s risk models intelligently predict and prevent fraud in real time.

Get started with a demo to see how Aeropay can help your business.

Get a demo

Get started with Aeropay.

Pay by bank resources