Aerosync

We’ve tried them all, so you don’t have to

After integrating various aggregators, we realized what we needed most: simplicity, reliability, and precision.

So, we built our own. It's straightforward, supportive, and accurate — exactly what you're looking for.

Reliable bank
linking

Beautiful UX

User experience backed by thousands of hours of research.

You spend time and money optimizing your user signup flow. Ensure your bank connection flow is just as effective at activating your end users. Aerosync was built with hundreds of hours of research from Aeropay and the Financial Data Exchange (FDX) to craft the easiest way to safely and securely link a bank account.

Reliable Data

Preventing errors in financial transactions with Aerosync.

Aerosync dynamically checks to ensure that a full account number is being returned rather than bad data which may result in costly returns.

Instant Fallback

Ditch the microdeposits flow.

In a world where things move fast, spending two days to wait for microdeposits to hit your end user's account is too slow. With Aerosync you can do manual bank linking with an account and routing number in seconds. We also name match the user's name with the bank account for extra security.

ACH-optimized

Connect accounts ready to make payments.

Ensure that your end users are able to only add accounts that support account-to-account money movement. By only allowing checking accounts, you can ensure that your end users send funds from a supported account type.

Cost-effective

Reducing costs associated with neobanks.

ACH returns cost money, which means having an aggregator with built-in safeguards can help reduce your risk exposure. No need to worry about ACH returns from neobanks that allow overdrafts.

Your branding, at the forefront

Enhance your brand's identity by customizing payments with your logo and color scheme.

Boost customer engagement and adoption through targeted marketing of your payment solutions.

Trusted by thousands of innovative businesses

We love Aerosync. Its suite of tools have allowed PrizePicks to greatly increase customer conversions while simultaneously lowering costs on ACH returns and bad data.

Jay Deuskar

Co-founder + CTO

Get started

Bank linking made easy. Get started easily by jumping into our quickstarts.

Initiate the widget

Initiate the widget to verify a bank account. Aerosync offers multiple SDKs that are supported in-house.

Web

React Native

Native iOS

Native Android

Flutter

npm install aerosync-react-native-sdk
/**  * Integrate AeroSync UI AddBank  */
import BankLink from 'aerosync-react-native-sdk'; export default function AddBank({ navigation }) { 
// Aerosync will redirect to this link on mobile app after authentication to resume the workflow 
// update below value with the URL scheme of your app  // https://reactnavigation.org/docs/deep-linking/  const deeplink = 'exp://192.168.4.225:8081';  // Aerosync token  const token = '';

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Check account owner

Is the user signing up on your application who they say they are? Use Aerosync to check the identity of the bank account holder and fight fraud with data.

GET http://api.staging.aerosync.com/v2/accounts/{{userId}}/identityAuthorization: Bearer {{token}}{ "status": "success", "statusCode": 200, "identity": { "accountHolderName": "John Doe", "address": "An Address", "email": "johnDoe@anemail.com", "phone": "515-123-4567", "userId": "eda89d7076484cd8a30644b20d465af1" }}

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Check a balance

It's hard to guarantee account-to-account payments will go through. Find peace of mind that a transaction can be covered by checking a balance before initiating a payment.

GET http://api.staging.aerosync.com/v2/accounts/{{userId}}/identityAuthorization: Bearer {{token}}{ "status": "success", "statusCode": 200, "account": { "availableBalance": 3124.25, "currentBalance": 3124.25, "lastRefreshTimeStamp": "2023-01-23 18:07:25.815355", "currency": "USD", "userId": "fdd3007a951b436c81e46ffe2483ea3a" }}

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Retrieve Transaction History

Insights for your payments. Bring more context to your transaction decisioning model to reduce the risk of returns.

GET https://api.staging.aerosync.com/v2/accounts/6dfced929d1d4578a750da8155b6fb6a/transactions?start_date=2023-11-01&end_date=2023-12-31Authorization: Bearer {{token}}{ "status": "success", "statusCode": 200, "transactions": [ { "id": "TRN-2fd333a1-89d3-47eb-9e2a-75498dc796c7", "type": "CREDIT", "date": "2023-12-31T12:00:00Z", "amount": 39.76, "currency": "USD", "description": "Payroll", "category": "Income" } ]}

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Streamline your pay-ins and payouts

Power secure and reliable ACH payments, payouts, and other types of money movement by instantly verifying bank accounts. No more account number typos that delay payments.

Verify ownership of an account

Confirm bank account ownership before initiating a pay-in or payout to reduce fraud. Verify a name, address, email or phone number directly from the financial institution.

Underwrite risk with actionable data

See trends from your users to create the most up-to-date experiences. Use the Aerosync API to retrieve a list of transactions made from each linked account to gain visibility into their cash flow and determine their ability to repay.

Retrieve a bank balance

Make informed decisions on when to create an ACH transaction. By retrieving a bank account balance, you can check to see if a user has enough funds in their account to cover future money movement activities.

Ready to learn more? Get a demo now.

Eliminate the risk in payments so you can focus on what you do best.

Highest level of fraud prevention

No chargebacks

Compliant to the core

Bank-level encryption

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Availability within 12 hours

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Payment-optimized bank connections, built for business

Up to 12,000 connections available

We’ve tried them all, so you don’t have to

Reliable banklinking

Beautiful UX

User experience backed by thousands of hours of research.

Reliable Data

Preventing errors in financial transactions with Aerosync.

Instant Fallback

Ditch the microdeposits flow.

ACH-optimized

Connect accounts ready to make payments.

Cost-effective

Reducing costs associated with neobanks.

Your branding, at the forefront

Trusted by thousands of innovative businesses

Get started

Initiate the widget

Check account owner

Check a balance

Retrieve Transaction History

Streamline your pay-ins and payouts

Verify ownership of an account

Underwrite risk with actionable data

Retrieve a bank balance

Ready to learn more? Get a demo now.

Let's book a demo

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For your business

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Personal

About Aeropay

Reliable bank
linking