Aeropay Pricing

Fill out your requirements to get pricing.

Get Pricing
By clicking Accept, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Pprivacy poprivacy policy for more information.
Payment links

Accept online bank payments from anyone, anywhere

Use Payment Links to deliver a simple, custom ACH checkout flow straight to any customer's mobile device.

Trusted partners
How it works

Quick set up for easy payments

Accept payments with a simple user experience backed by machine learning, real-time decisioning, and direct bank connections.

1. Configure

Create a link for payment in a few seconds. Add the customer's email or phone number and send the link instantly.

2. Share

Customers sign up or log in to connect their bank account and authorize the payment.

3. Connect

Once approved, funds are moved directly to your business bank account through the ACH network.

4. Get paid

Payment is sent directly to your business bank account.

Leave cash, checks and card readers behind

Designed for simplicity, security, and speed — Payment Links empower you to take digital payments without the overhead.

Low processing costs

Save up to 70% on the total cost of accepting, managing, and reconciling payments.

Fast onboarding

New customers can sign up and link their bank in under 15 seconds using a simple interface that’s as easy and secure as logging into online banking.

Reliable payment collection

On average, Aeropay merchants collect funds within 2.5 minutes after sending a payment link.

Customizable payment experiences

Build a flexible payment experience by sending requests for payment based on customer preferences. Share payment links via text, email, social media, or QR code.

You can also customize the design of your link pages to include custom branding, tipping functionality, recurring debits, one-click checkouts and more.

Add ACH payment links for:

Invoicing

Professionals can simplify collection for service-based transactions by sending a 1-time or recurring payment link.

Rent payments

Payment links allow property managers to collect rent directly from tenants without relying on checks or complicated third-party platforms.

Memberships

Easily share links via email, text or social to accept payment wherever your customers are.

“We aim to exclusively use Aeropay for adding bank accounts, minimizing our administrative headaches.”
Anthony Cugnetto, Head of Product

80% reduction in fraudulent transactions

Read about Dabble

Aeropay’s powerful platform, in a single link

Leverage the full scope of Aeropay’s technology for faster, safer, more affordable payment links.

90%+ acceptance rates

Machine learning keeps returns low without blocking legitimate transactions.

No personal financial data

New customers sign up and link their bank in under 15s with a simple interface that’s as easy and secure as logging into online banking.

Fraud prevention

Our model collects 95% of payments on the first try, with smart retries to recover the rest.

Zero interchange fees

On average, linked checking accounts stay active 14 years longer than cards.

Guaranteed (risk free) payments

Rest easy with guaranteed bank payments that won’t be returned. Access funds in real-time and cut out failed payments.

Risk reduction

In-house risk and return ML models plus a dedicated risk and payment operations team partner directly with merchants to resolve issues and prevent fraud.

Ready to accept payment by link?

FAQs

What kind of businesses use Aeropay?

Aeropay’s modern ACH solution works anywhere a customer typically pays by cash, check, or card.

How much does Aeropay cost?

ACH processing with Aeropay is up to 70% less than accepting cards. We don’t charge monthly fees, set up fees, or closure fees. Instead, we work with your business to build a custom pricing plan that’s built to scale.

What types of ACH transactions are there?

ACH transfers are either credits or debits, depending on which direction money is flowing and who initiates the transaction.

How long do ACH transfers take?

In 2024, the Automated Clearing House network offers increasingly fast fund settlement options, like same-day or next-day. In fact, NACHA found 80% of ACH Network volume settles in one business day or less.  

You can even access ACH payments in real-time with Aeropay’s guarantee. We’ll deliver funds immediately and handle collecting the customer’s payment once it settles.

What’s different about Aeropay’s user onboarding process?

Aeropay doesn’t require customer account numbers or routing numbers. Instead, onboard customers with a branded, embedded bank login flow that takes less than 15 seconds for first-time users.