Payouts

Bank linking

Connect 99% of banks in seconds.

Aerosync is our in-house bank aggregator. We built it from scratch to create a simpler, safer, more customizable bank linking experience.

Instant payouts

Issue funds in real-time, all the time.

Automatically connect with real-time payment rails to deliver funds immediately.

Smart routing defaults to RTP and FedNow rails

Embed on your platform for self-serve payouts

24/7/365 processing with real-time networks

Real-time control

Leverage the full power of open banking.

Aeropay leads U.S. Open Banking, using the technology to build a bridge between you and your customers.

Bank-level authentication reduces risks

Gain real-time control over payout data

Gain control and with a full and transparent view of all payments, reports and reconciling.

Let your money flow

Fully customizable, stable bank connections

Add your colorway and logo for cohesive customer onboarding. Keep the process smooth with our 98% successful connection rate.

Streamlined cash flow management

82% of businesses fail due to cash flow mismanagement. Keep your books clean and accurate with instant fund settlement.

Positive customer experience

Instant payouts appeal to customer demand for faster, more efficient, and more effective solutions.

Fast, faster, and instant settlement options

Choose the payout speed that fits your business needs, from T+2 days to same day to instant — Aeropay defaults to the fastest rail.

Trusted by the best to simplify payments

Trusted by over 1 million customers and enterprise businesses.

PrizePicks

Dabble

Gig Wage

Daily Fantasy Sports is an around-the-clock passion, Aeropay helps ensure we are meeting these needs on a 24/7, 365 basis.

Tom Rundle, Chief Executive Officer, Dabble

Integrate seamlessly with your existing tech stack

Whether you're connecting through existing partner integrations or setting up a custom solution, Aeropay offers the flexibility and speed you need to launch in just 2-3 weeks.

Integration made easy

Numerous scenarios - point of sale systems, self-service kiosks, stored wallets, B2B payment platforms

Unified API suite - designed to simplify integration while offering a full range of bank-to-bank payment solutions.

Premium support - your dedicated engineer will be here to help you get set up, and keep things running smoothly.

Developers

Learn more about Payouts

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FAQs

What kind of businesses use Aeropay?

Aeropay’s modern ACH solution works anywhere a customer typically pays by cash, check, or card.

How much does Aeropay cost?

ACH processing with Aeropay is up to 70% less than accepting cards. We don’t charge monthly fees, set up fees, or closure fees. Instead, we work with your business to build a custom pricing plan that’s built to scale.

What types of ACH transactions are there?

ACH transfers are either credits or debits, depending on which direction money is flowing and who initiates the transaction.

How long do ACH transfers take?

In 2024, the Automated Clearing House network offers increasingly fast fund settlement options, like same-day or next-day. In fact, NACHA found 80% of ACH Network volume settles in one business day or less.

You can even access ACH payments in real-time with Aeropay’s guarantee. We’ll deliver funds immediately and handle collecting the customer’s payment once it settles.

What’s different about Aeropay’s user onboarding process?

Aeropay doesn’t require customer account numbers or routing numbers. Instead, onboard customers with a branded in-app bank login flow that takes less than 15s for first-time users.

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Company

Fast and secure payments is our priority.

Use Cases

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For businesses

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Instantly pay anyone, anytime

How payouts work