Aeropay Pricing

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Pay-by-bank payments

Accept modern bank payments

Aeropay’s pay-by-bank platform offers the low cost of ACH, with an advanced interface that’s simple, intuitive, and highly secure.

Trusted partners
Account creation - no sensitive information needed
Bank linking - 12,000 available banks
Connect and pay in 15 seconds

How it works

Encourage your customers to pay by bank with a one-time onboarding flow that’s easily embedded on your website or app. Aeropay links customer banks in real-time using 12k+ direct bank APIs for transparent transactions that are fast, secure, and low cost.

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Bank linking

Onboard customers in 15s or less with branded bank connections.

Aerosync is our in-house bank aggregator. We built it from scratch to create a simpler, safer, more customizable bank linking experience.

ACH payments

Get paid in full, for less.

Aeropay fees are up to 70% less than cards. Add guaranteed ACH for real-time access to funds and no risk of returns.

Zero interchange fees on the ACH network
Smart routing sends funds same day
Guarantee payments with no risk of returns
Real-time control

Leverage the transparency of open banking.

Aeropay’s real-time bank APIs provide unmatched visibility and control so you can take smarter payments, with confidence.

Measure and reduce risk in real-time
Take full control over your data
Gain control and with a full and transparent view of all payments, reports and reconciling
Keep up-to-date with timely webhook notifications of status changes like voids and declines
Filter payments to view, adjust, void or refund transactions.

The modern payments platform

Fully customizable, stable bank connections

Add your colorway and logo for cohesive customer onboarding. Keep the process smooth with our 98% successful connection rate.

Payment links & QR codes

Use Payment Links or QR codes to deliver a simple, custom checkout flow straight to any customers’ mobile device.

No app download, and no sensitive information required makes it easy for customers.

Automatic payments

Enable auto-pay for customer enrollment into automatic payments that keep revenue steady and recurring.

Guaranteed ACH

Rest easy with guaranteed bank payments that won’t be returned. Access funds in real-time and cut out failed payments.

Trusted by the best to simplify payments

Trusted by over 1 million customers and enterprise businesses.

PrizePicks
Dabble
Gig Wage
Daily Fantasy Sports is an around-the-clock passion, Aeropay helps ensure we are meeting these needs on a 24/7, 365 basis.
Tom Rundle, Chief Executive Officer, Dabble

Integrate seamlessly with your existing tech stack

Whether you're connecting through existing partner integrations or setting up a custom solution, Aeropay offers the flexibility and speed you need to launch in just 2-3 weeks.

Integration made easy

Numerous scenarios - point of sale systems, self-service kiosks, stored wallets, B2B payment platforms
Unified API suite - designed to simplify integration while offering a full range of bank-to-bank payment solutions.
Premium support - your dedicated engineer will be here to help you get set up, and keep things running smoothly.
Developers

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FAQs

What kind of businesses use Aeropay?

Aeropay’s modern ACH solution works anywhere a customer typically pays by cash, check, or card.

How much does Aeropay cost?

ACH processing with Aeropay is up to 70% less than accepting cards. We don’t charge monthly fees, set up fees, or closure fees. Instead, we work with your business to build a custom pricing plan that’s built to scale.

What types of ACH transactions are there?

ACH transfers are either credits or debits, depending on which direction money is flowing and who initiates the transaction.

How long do ACH transfers take?

In 2024, the Automated Clearing House network offers increasingly fast fund settlement options, like same-day or next-day. In fact, NACHA found 80% of ACH Network volume settles in one business day or less.  

You can even access ACH payments in real-time with Aeropay’s guarantee. We’ll deliver funds immediately and handle collecting the customer’s payment once it settles.

What’s different about Aeropay’s user onboarding process?

Aeropay doesn’t require customer account numbers or routing numbers. Instead, onboard customers with a branded in-app bank login flow that takes less than 15s for first-time users.