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Remove the risk of failed or returned payments, with a 95% payment success rate.
Aeropay’s technology predicts user balances, manages dispute patterns, and removes the risk of failed or returned payments — guaranteeing transaction success.
Link user banks in 15s or less using a simple flow that doesn’t require personal financial information.
Aeropay checks the consumer’s account to verify if sufficient funds are available.
Real-time risk checks analyze user financial data like transaction history, available funds, and historical spending patterns.
When funds are verified and risk meets an acceptable threshold, Aeropay guarantees the payment.
Access funds within 60 seconds, regardless of when the ACH network processes the transfer
Aeropay handles money movement via the ACH network and assumes the responsibility of collecting funds from the consumer’s bank account.
Protect your revenue to max out profits.
Our industry-leading approval rates mean your business eliminates the highest possible risk, without blocking legitimate transactions.
Aeropay’s model handles over 50 return codes to avoid costly additional fees for any returned transactions.
Aeropay tracks users across multiple merchants — meaning users entering a new platform bring robust financial data that helps accurately predict returns.
80% reduction in fraudulent transactions
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Yes! Aeropay offers flexible integration options, including APIs and no-code tools, to seamlessly work with your current systems.
Guaranteed ACH is ideal for businesses that face high rates of payment returns or chargebacks, including:
Aeropay’s Guaranteed ACH achieves an industry-leading 95% approval rate by combining flexible criteria with robust risk assessment tools.
With Aeropay’s Guaranteed ACH, you gain access to funds within 60 seconds, regardless of when the ACH network completes its processing.
If a payment is returned for any reason, such as insufficient funds or incorrect account information, Aeropay assumes full responsibility. You still receive your payment instantly, and we handle the recovery process.
Aeropay uses advanced risk assessment models to verify available funds, analyze transaction patterns, and ensure payments are backed by sufficient user balances. Once approved, the payment is guaranteed, even if issues like insufficient funds arise later.
