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Secure bank linking for your customers.
The next wave of payments innovation will be dictated by consumers choosing bank payments as their default payment method.
This is largely due to the lower costs associated with pay-by-bank. Let’s take a look at the hard costs of processing payments with various modalities:
From a business owner’s perspective, bank payments are a no-brainer based on cost alone. However, getting end users to commit and change their behavior is more difficult.
Your onramp to the benefits of open banking will only be as good as your data aggregator.
We know this because we’ve experienced it first-hand.
As a digital payments provider, we grew tired of the shortfalls of existing bank aggregators. So, we built Aerosync, a next-generation bank-linking technology designed for simplicity, reliability, and precision.
Aerosync is a next-generation bank aggregator that enables users to instantly link their financial account for payment. Aerosync is what users see when they connect their bank, but it's entirely customizable for merchants—providing a seamless, branded experience.
Merchants use Aerosync because it's built by a payments company, with the shortcomings of mainstream aggregators in mind.
Our focus is on end-user conversion—ensuring your customers make a payment within the application so you get paid faster and more often. The secret to higher conversion starts with a seamless, user-friendly onboarding experience.
When it comes to the standards needed to guarantee outstanding bank-linking user experiences, existing bank connection platforms fall short.
Here’s how we came to this conclusion:
1. We’ve integrated with many popular bank aggregation providers, enabling bank linking widgets from Yodlee, Plaid, and MX, searching for an optimal solution for our users.
2. Return codes from bad account numbers accounted for nearly 14% of our total ACH returns indicating very poor data quality returned from aggregators.
3. Widget experiences were out-of-touch and didn’t allow for meaningful brand customizations.
4. It was difficult to scale with each aggregator due to steep pricing.
So, we built our own bank aggregator from the ground up.
Instead of relying on outdated screen scraping methods (like many big aggregators), Aerosync establishes direct connections to banks wherever possible.
When direct connections can't be established, we work with core data providers to deliver the most accurate, up-to-date information.
This means faster connections, better user experiences, and higher conversion rates.
Backed by thousands of hours of user experience research from our payment platform and through leading the UX research team at the Financial Data Exchange (FDX), we ensure your users feel safe and secure throughout the bank linking process.
Aerosync stands above all other aggregators because it’s built with their flaws in mind. The bank linking technology provides industry-leading value to any company looking to embrace account-to-account payments.
⚡ Under 20 seconds for end users to authenticate and verify bank ownership.
🏦 12,000 FI connections and counting (including regional banks and credit unions).
🔒 2,700+ OAuth connections
💪 Unmatched reliability leading to 43% lower R03 returns and 66% lower R04 returns than competitors
👥 Trusted by millions of end users
“We love Aerosync. Its suite of tools allowed PrizePicks to greatly increase customer conversions while simultaneously lowering costs on ACH returns and bad data.”
Aerosync facilitates simplified bank linking for every industry. Some impactful examples include:
Marketplace applications would rather have end users spending time filling their carts rather than keeping up with a frustrating onboarding experience.
Use Aerosync to:
Building the next great microloan application? Use Aerosync to:
Aerosync works to enhance, secure, and streamline processes for new online investing platforms.
Use Aerosync to:
Aerosync has already effectively supported millions of bank connections for our proprietary payments platform, Aeropay. Now, you can leverage the next generation bank linking tech too.
Aerosync is readily available for businesses looking to enable pay-by-bank. Our API and native mobile SDKs allow you to integrate Aerosync seamlessly into your application within a day.
Contact our sales team to get started today!
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We’re happy to show you our full payments solution and put the best bank-to-bank transfers to work for your business.
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We’re happy to show you our full payments solution and put the best bank-to-bank transfers to work for your business.