Aeropay’s pay-by-bank platform offers the low cost of ACH, with an advanced interface that’s simple, intuitive, and highly secure.
Aerosync is our in-house bank aggregator. We built it from scratch to create a simpler, safer, more customizable bank linking experience.
Aeropay fees are up to 70% less than cards. Add guaranteed ACH for real-time access to funds and no risk of returns.
Aeropay’s real-time bank APIs provide unmatched visibility and control so you can take smarter payments, with confidence.
Trusted by over 1 million customers and enterprise businesses.
Aeropay’s modern ACH solution works anywhere a customer typically pays by cash, check, or card.
ACH processing with Aeropay is up to 70% less than accepting cards. We don’t charge monthly fees, set up fees, or closure fees. Instead, we work with your business to build a custom pricing plan that’s built to scale.
ACH transfers are either credits or debits, depending on which direction money is flowing and who initiates the transaction.
In 2024, the Automated Clearing House network offers increasingly fast fund settlement options, like same-day or next-day. In fact, NACHA found 80% of ACH Network volume settles in one business day or less.
You can even access ACH payments in real-time with Aeropay’s guarantee. We’ll deliver funds immediately and handle collecting the customer’s payment once it settles.
Aeropay doesn’t require customer account numbers or routing numbers. Instead, onboard customers with a branded, embedded bank login flow that takes less than 15 seconds for first-time users.